Noh: Conta Conjunta do Casal 4.7.0

No more fighting over money. Noh will save your relationship from financial disputes.

It functions like a joint account, but tailored for the modern couple, with various tools that automate both the process of saving money and paying bills, making shared finances much simpler and more practical. Say goodbye to the effort of mechanical financial planning tasks. Say goodbye to paper, spreadsheets, Splitwise, or even WhatsApp groups.

If you are looking for a shared account, shared balance, joint balance, or simply saving money together, Noh is perfect for you!

Whether it's paying household bills or leisure activities, Noh's digital joint account is a much easier alternative to traditional methods.

You combine expenses and unite even more.

• Expense Tracking

In Noh's digital joint account, both individuals can track all expenses easily. This makes it simple to manage finances as a couple without the need for spreadsheets, notepads, notebooks, or apps to jot everything down. No more tracking expenses on WhatsApp groups, Splitwise, Tricount, or Excel! Noh is the digital joint account for couples in need of a shared account.

• Payments as a Couple

With Noh, you can make payments via Pix, boleto (a form of payment popular in Brazil), or prepaid card (physical and virtual). Each person can have their own card, making it easy to pay shared bills without depending on the other person. It's a true digital joint account! No primary and secondary cardholders, and no need for expense-tracking apps like Splitwise.

Make all your bill payments through Noh:

• Retail stores, restaurants;
• Streaming apps (Netflix, Disney+, Amazon Prime Video, etc.);
• Delivery apps (iFood, Rappi, etc.);
• Pix;
• Boletos.

You can use Google Pay and Apple Pay digital wallets to make payments without needing to carry a physical card.

• Joint Balance or Separate Balances

If you want to merge your funds into a single balance like a joint account, you can. Alternatively, if you prefer separate balances with each person contributing specific percentages to purchases, that's possible too!

• Noh Soma

You can create a dedicated space in Noh for saving money together - whether it's for a trip, renovation, emergency fund, or any other goal. It works like a shared piggy bank.

• Prepaid Card

In Noh's digital joint account, you have access to a prepaid card in both virtual and physical versions - each couple member receives one! The Noh prepaid card only works with added funds; there are no credit limits so there's no risk of debt. You can use the Noh card with Google Pay and Apple Pay wallets without needing to carry the physical card everywhere.

• Pix and Boleto

Whether it's electricity bills, rent, condo fees, or service providers - with Noh's digital joint account you can make these payments smoothly and quickly. All transactions are recorded, allowing you to manage couple expenses without manual tracking or apps like Splitwise.

• How It Works

Noh works for clients with accounts at any Brazilian bank: Itaú, Nubank, Bradesco, Santander, Inter, Original C6 Bank (C6), Caixa Econômica Federal (Caixa), Banco do Brasil (BB). This is because you can load funds into Noh using Pix. So regardless of your individual bank, Noh will be your digital joint couple account!

This shared digital account will manage your shared couple balance!

Step-by-step guide to open a digital joint account with your partner on Noh:

1. Download the app;
2. Create your profile and invite your partner;
3. Submit documents and open your accounts (all through the app!);
4. Add funds through Pix;
5. You're all set! Start making payments with: Virtual Card, boleto (bill payment), and Pix.
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